How to apply for Bank of America Customized Cash Rewards Card
The Bank of America Customized Cash Rewards Card is a credit option that offers cardholders the opportunity to earn cash back rewards on a variety of spending categories. This card is especially attractive for those looking for flexibility, as it allows users to choose the tier in which they wish to earn additional rewards.
Applying for this card involves a process that can be done online, over the phone or at a branch, and requires an assessment of the applicant’s credit history. This card is a versatile financial tool that combines convenience with rewarding benefits.
How to apply for The Bank of America Customized Cash Rewards Credit Card?
To apply for the Bank of America Customized Cash Rewards Card, you have several options, including online, over the phone, and in person at a bank branch. Below are the common steps for each method:
Online:
- Visit the official Bank of America website .
- Navigate to the credit cards section and locate the Customized Cash Rewards card.
- Click the button that usually says something like “Apply Now” or “Apply Card”.
- Complete the application form with all requested personal and financial information.
- Review all information and if everything is correct, submit your request.
- Wait for approval, which could be immediate or could take a few business days, depending on a number of factors.
By phone:
- Locate the dedicated phone number for credit card applications on the Bank of America website or in promotional materials.
- Call the number and follow the instructions provided by the operator or automated system.
- Be prepared to provide all necessary personal and financial information.
At an Agency:
- Go to a Bank of America branch closest to you.
- Speak with a representative and indicate that you would like to order the Customized Cash Rewards card.
- Complete the application form provided by the representative.
- Submit any additional documentation that may be requested.
In all methods, the bank will likely check your credit history as part of the approval process. Make sure you read all terms and conditions before completing your application.
Upon approval, you will receive your card in the mail, along with information on how to activate and use it.
How to apply for a duplicate of the card?
To request a duplicate of your Bank of America Customized Cash Rewards card, please follow one of the methods below:
Online : Log in to your account on the Bank of America website. Go to the card management section and select the option to request a duplicate.
Mobile App : In the Bank of America app, log in and navigate to your card area. Look for the option to request a new copy of the card.
Phone : Call Bank of America customer service using the number found on the back of your current card or on the official website. Follow the instructions to request a duplicate.
Bank Branch : You can visit a Bank of America branch and request a duplicate of your card in person.
After requesting the duplicate, the new card will be sent to the address registered in your account, and you will probably have to activate the card upon receipt.
Benefits of the The Platinum Card
In this topic you can see some benefits of the Bank of America Customized Cash Rewards card. Are they:
- Cashback Category Choice : This card allows you to choose a category (like gas, supermarket, etc.) in which you can earn higher cashback.
- Cashback Rate : Generally, it offers 3% cashback on the category of your choice, 2% on supermarkets and wholesale stores, and 1% on all other purchases.
- Welcome Bonus : This card often offers a welcome bonus to new users who spend a certain amount within a specific period of time after opening the account.
- No Annual Fee : The card does not have an annual fee, which is a plus for those who don’t want to pay extra fees.
- Redemption Flexibility : Accumulated cashback can be redeemed in several ways, including invoice credit, bank account deposit or even investment credit.
- Compatibility with Other Bank of America Accounts : If you are an existing Bank of America customer, there may be additional benefits, such as lower rates on other products or point rebates.
- Security : Provides various security features such as purchase alerts and fraud protection.
- Access to Credit : This card can also help in building or improving your credit history if used responsibly.
- Revolving Offers : Some cards of this type also offer promotions and special offers that can provide even more value.
Remember to always read the agreement and fully understand the fees and associated interest before applying for any credit card.
Telephone
Contact Bank of America at the following numbers:
- 800,432,1000 .
- 800.688.60863 .
